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MOST FREQUENT QUESTIONS ASKED TO OUR SAN ANTONIO HAIL ATTORNEYS


:- April 12th, 2018       :-      Posted in :- Uncategorized |

Our experienced San Antonio Hail Attorneys have compiled a list of the MOST FREQUENT QUESTIONS ASKED TO OUR SAN ANTONIO HAIL ATTORNEYS regarding the hail storm claim process.

Question: I purchased my home insurance through an insurance agent. Will the insurance agent look out for my best interest in the hail claim process?

The short answer is NO. This is one of the MOST FREQUENT QUESTIONS ASKED TO OUR SAN ANTONIO HAIL ATTORNEYS. Your insurance agent looks out for the best interest of the insurance company. Do not count on your insurance agent to look out for your best interest. The insurance agent has the company’s best interest, specifically the bottom line at heart. Additionally, the insurance adjuster who usually comes to your home following a hail storm to assess the damage and come up with a repair estimate is paid by the insurance company and they usually underestimate and low ball the actual damage estimate to save the company that signs their paycheck money. However, an attorney you hire and the experts that they hire will be there working for you, loyal to you. It is preferable to have professionals who represent you, working for you, as opposed to hoping that adjusters or agents that work for the insurance company do the right thing by you.

Question: What are some of the things to look out for when hiring a roofing contractor to help make repairs to my home?

This is another one of the MOST FREQUENT QUESTIONS ASKED TO OUR SAN ANTONIO HAIL ATTORNEYS. Unfortunately, when hail storms strike the San Antonio and surrounding areas, roofing contractors pop up all over the place. You will get bombarded with emails, mail flyers, commercials and even door to door salesmen. Be extremely cautious of these contractors. Many are scam artists. Perform your research before you hire any roofing contractor. Ask for job referrals, Google them and determine if they have been in business for several years at least. It is a good idea to even contact the Better Business Bureau before you sign any agreement for work to be performed to determine if they have a positive rating and good reviews.

MOST FREQUENT QUESTIONS ASKED TO OUR SAN ANTONIO HAIL ATTORNEYS
MOST FREQUENT QUESTIONS ASKED TO OUR SAN ANTONIO HAIL ATTORNEYS

A legitimate roofing contractor should provide a free inspection and provide a bid in writing that itemizes all the proposed work that is necessary. They should also provide photographs of the damage prior to the work being performed. Also, the roofing contractor should be willing to meet with your insurance adjuster and provide the adjuster with details regarding the necessary recommended repairs. The roofing contractor that you choose should be insured and bonded and they should be able to provide you with proof of insurance. Make sure that you are not a victim of predator roofing contractors. Contact one of our experienced hail attorneys today for free advice and consultation.

Question: My home’s roof was damaged in a recent San Antonio hailstorm and I was wondering if I can start making repairs before any further damage occurs?

The typical home insurance policy requires you to mitigate your damages. This is a fancy way to say you are suppose to take minimal measures to prevent additional damage to your home after it has been damaged in a hail storm. A good example is if your roof has gaping holes or missing shingles due to large hail stones and water is leaking inside your home, next place a tarp or some other barrier like plywood over the holes to prevent additional water damage. It is also a good idea to keep any receipts of purchases you make when mitigating your damages so that you can provide those to your insurance carrier for reimbursement. The same advice applies to when you hire a contractor to make repairs, keep those invoices and receipts for your file. Also, always take pictures and/or video of all the damage before any repairs have been made so that you can provide those to your insurance company.

Question: Can I file a hailstorm claim with my home insurance company?

This is another one of the MOST FREQUENT QUESTIONS ASKED TO OUR SAN ANTONIO HAIL ATTORNEYS and the answer is Yes! You should file a hail claim with your home insurance company as soon as possible after a hail storm. Call you insurance company and request an inspection as soon as possible and notify them you will be making a hail claim. Get the hail claim process rolling as soon as you can without any delay so that the insurance company cannot make any excuses not to pay you. If you believe that your insurance company is operating under bad faith and delaying paying your claim or low balling you with an offer that does not even come close to the amount of money needed to repair your home, contact me, an experienced San Antonio hail claim attorney immediately for help.

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