Hail Storm Insurance Claim Lawyers

Our San Antonio Hail Storm Claim Lawyers are aware that home insurance companies may be unreasonably denying coverage for property damaged in the severe hail storms that hit San Antonio and nearby areas in the spring of 2016. Property damaged from the hail storms may include homes, businesses, and other property covered under your home’s insurance policy. Many home insurance policies cover hail damage. The denial of a hail claim for such damage may be unjustified. If your home insurance company has denied your hail claim for damage to your home, business or other property in the recent hail storms, contact our Hail Storm Insurance Claim Lawyers at 1-888-724-HAIL (4245). There may be a time limit for you to file your hail claim, so contact us today.

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We strongly believe that insurance companies must act fairly and reasonably in handling your hail claim and must provide you compensation for your hail damage. Home insurance companies must act “reasonably” in handling hail claims. When they do not, they are acting in Bad Faith. In certain types of insurance bad faith lawsuits in Texas, showing that the insurance company has acted unreasonably is all that has to be proven. However, in other Texas bad faith cases, a second element must be shown, specifically that the home insurance company either knew that it was acting unreasonably or “recklessly disregarded” that it was acting unreasonably.

Certain types of conduct by the insurance company constitute bad faith. Some examples of bad faith conduct are taking an unreasonable amount of time to acknowledge a hail claim when it is first received. An example of insurance bad faith is failing to acknowledge the hail claim at all. Making misrepresentations during the investigation of a hail claim is bad faith conduct. Bad faith is when the insurance company fails to respond promptly to communications, fails to respond at all or makes unreasonable demands in the hail claim investigation. Insurance companies act in bad faith when they unreasonably deny a hail claim that is covered, unreasonably refuse to offer payment on a hail claim, or they offer an amount to settle your hail claim that is unreasonably low. Insurance companies may be sued for bad faith if they take an unreasonable long time to investigate, value and pay your hail claim. An insurance company can commit bad faith when they force you to file a lawsuit to get a hail claim paid.

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If your insurance company is not paying you the full amount of your hail or roof damage claim or has denied your claim, please contact us today 1-888-724-HAIL (4245). We have experience dealing with insurance companies, and we would love to help you get the money you deserve. We offer free initial consultations to help you determine if you have a valid hail claim lawsuit.

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