Hail Lawyer Help

Hail Lawyer Help in San Antonio is only a call away at1-888-724-HAIL (4245).

When you buy a home insurance policy you are safe guarding one of your most expensive assets, your home, to withstand difficult times. When something devastating happens, such as torrential rains or damaging hail storms, you depend on your home’s insurance to help you get through these difficult times. Home insurance companies do not always come through for you during the tough times.

An insurance coverage issue often arises because the home insurance company does not believe that the hail claim is covered under your policy of insurance. Or, the insurance company often will argue that not all of the hail damage loss is covered. The insurance company will attempt to pay less than you think you are entitled to receive. In other words, the insurance company will low ball your hail claim. You have legal options when your insurance company fails to live up to their end of the bargain and to the terms of their policy of insurance by denying and/or delaying payment of valid hail damage claims.

The insurance policy language that is written by your home insurance company and its lawyers can be virtually impossible to understand with all the legalese. You can bet that your home insurance company will be more than happy to explain your policy to you, especially its version of what the policy means and how it affects you. But, as you already know, your insurance company is trying to protect its profits and its bottom line. You must take whatever they say with a grain of salt. It should be the other way around since you pay good money in the form of premiums. Our San Antonio hail attorneys can help level the playing field and provide Hail Lawyer Help.

You have rights when your home insurance company denies some or all of your hail damage claim. The most common type of claim that can be made by you when you are being pushed around with regard to your hail claim is a standard breach of insurance contract claim. First, your home insurance policy is a contract. When you argue that your insurance company has failed to comply with its obligations under the contract of home insurance, you are basically claiming that the insurance company has breached the insurance contract. A judge and jury can then order your home insurance company to cover some or all of the hail loss that you have asserted under your policy of insurance. Additionally, you may be entitled to other forms of compensation such as punitive damages, also known as exemplary damages, due to the insurance company’s bad faith in handling your hail claim.

A bad faith insurance claim is a less common and somewhat harder to prove type of insurance claim. In a bad faith insurance claim you are asserting that your home insurance company knowingly and willfully failed to pay your hail claim that it knew and should have paid. Again, if you are successful in your insurance bad faith claim, you can receive not only the coverage you should have had from day one, but you also may be awarded punitive damages, attorney fees, and legal expenses.

Improper insurance practices or examples of insurance bad faith are insurance company activities such as contending that a hail damage loss is not covered under your insurance policy. Some additional examples of bad faith are delaying your hail claim payment, failing to settle a claim asserted, failing to provide full payment of a covered loss, and failing to adequately investigate a hail claim.

If your insurance company is not paying you the full amount of your hail or roof damage claim or has denied your claim, please contact us today 1-888-724-HAIL (4245). We have experience dealing with insurance companies, and we would love to help you get the money you deserve.