Texas Hail Lawyers

If your claim for property damage from a storm has been flatly and unfairly denied, it is not just a “dispute.” You may have a case for insurance bad faith. As Texas Hail Lawyers, we take insurance companies to task for denying valid storm claims.

Contact our office in San Antonio, Texas to discuss your legal remedies, including a possible lawsuit for bad faith denial. If you win your case, you can recover not only the losses but punitive damages. As Texas Hail Lawyers, we handle storm damage claims and litigation on behalf of property owners in San Antonio and statewide.

“Not Storm-Related” And Other Bad Faith Denials

Every policy is a little bit different as to what the insurance does and does not cover. We can help you recover compensation for all applicable losses under your policy, such as:

• Hail damage (roof repair or replacement)
• Wind damage (windows, shutters, shingles)
• Thunderstorm damage (electrical damage or fire)
• Water intrusion (leaking or flooding)
• Landscaping (lost trees)
• Tornado damage (catastrophic loss)

We have heard every reason for denial or partial payment of legitimate claims. The adjuster says that the damage does not merit roof replacement even though every neighbor is getting re-shingled. The insurer says the damage is not storm-related or not covered.

To win damages for bad faith denial, we have to show that the insurance company did not properly investigate your claim, had no legitimate reason to deny it, purposely delayed the claim or systematically denied similar claims.

Denying claims should not be a business practice. Your claim deserves to be evaluated and settled on its merits. Talk to a lawyer about your property insurance claim at 1-888-724-HAIL (4245) or contact us online. We offer a free consultation and handle bad faith lawsuits on a contingency fee basis, meaning you don’t pay us anything unless we win your case.

TEXAS HAIL DAMAGE CLAIM ATTORNEYS

GET OUR TEXAS INSURANCE LAWYERS ON YOUR SIDE

Hail can cause visible and non-visible damages to your home. Hail falls at different times of the year and can cause severe damage. Roofs, aircraft, automobiles, crops, and other physical property are all vulnerable to hail damage. If your home has been damaged, Texas Hail Damage Claim Attorneys can help.

In the last few years there has been a significant increase in hailstorms, and the damages caused as a result of these storms. One of the most significant hail claims result from roof damage. Most often this damage is identified from marks on your roof.

FIGHTING AGAINST INSURANCE BAD FAITH

In many instances, insurance companies will claim only part of the damage was a result of the hail damage versus normal wear and tear, manufacturing defects, and/or other effects. Many insurance companies outright refuse to pay for any storm damage. After a hailstorm, insurers will often attempt to deny, dispute, or delay valid claims for property damage.

Insurers may point to any number of excuses for failing to act in good faith:

• Arguing that pre-existing damage existed
• Claiming that poor construction or maintenance of the property contributed to the loss
• Blaming the damage on manufacturing defects
• Undervaluing the loss or damage to your residence
• Insisting that the damage requires minor repairs and not full replacement
• Refusing to pay for expenses related to repairs
• Arguing that less than 25% of the roof is damaged, negating a full roof replacement

If you have experienced any of these problems with your insurance company you need a Texas Hail Damage Claim Attorney who can help you stand up to your insurer and get the compensation you deserve on your hail damage claim.

Please contact us today about your Texas Hail Damage Claim. We would love to help you. We only get paid if we get you money.

Hailstorms can be caused by severe thunderstorms. It is estimated that a hail stone measuring .40 inches in diameter falls at a rate of 20 mph. Hail stones the size of 3.1 inches in diameter fall at a rate of 110 mph. Hailstorms are one of the quickest forming natural disasters, making them hard to predict and extremely hard to prepare for. When a hailstorm causes damage to your home or business, you turn to your insurance company for help. But sadly, many hail claims are disputed, resulting in your hail claim being underpaid, having your hail claim delayed, or being denied hail coverage altogether. When a home owner is unfairly denied their rightful insurance benefits, they can file a lawsuit to recover losses caused by hailstorms. Let our SA Hailstorm Claims Attorneys handle your bad faith dispute with your home insurance company.

Home insurance policies are designed to protect your home in the event of a destructive event such as a hailstorm. You expect that your homeowner’s insurance company will accept your legitimate hail claim. But unfortunately, many hail claims in San Antonio are currently being denied or settled for less than homeowners deserve. It is common that a home insurance company will only pay to fix an item such as a damaged roof, rather than replace the roof. An insurance company may deny your hail claim for roof damage based on wear and tear, when you believe it is a legitimate hail claim under your insurance policy. Shortly after a destructive event, like the San Antonio hailstorms of the spring of 2016, there is an influx of hail claims. Insurance companies get scared that they are going to run out of cash paying the many thousands of hail claims, so they start to deny legitimate hail claims and commit bad faith. The SA Hailstorm Claims Attorneys will handle your bad faith dispute with your home insurance company.

Insurance companies often dispute a hail claim regarding the amount of property damage that has actually occurred. When this happens, many San Antonio policy holders find themselves in over their heads. Let our SA Hailstorm Claims Attorneys handle your bad faith dispute with your home insurance company. We will deal with the bad faith claims, which is when an insurance company does not operate with good faith and fair dealing. Let us deal with the low ball payments by the insurance companies.

If your insurance company is not paying you the full amount of your hail or roof damage claim or has denied your claim, please contact us today 1-888-724-HAIL (4245). We have experience dealing with insurance companies, and we would love to help you get the money you deserve.

Pursuing a hail damage claim can be a pain. Hail can be an extremely damaging part of a severe storm. A severe hail storm can make the roof, hood and trunk of your car look like a golf ball. Even worse, hail can seriously damage your roof, your windows, your siding and other parts of your home. The cost of repairing and when necessary, replacing your home and property should fall to your insurance company. If you need help with your hail damage claim, contact us today.

Hail Damage Claim

While some insurance companies will pay claims without hesitation, other insurance companies will try to limit their responsibility. For instance, an insurance company may understate the value of the damage and deny the claim. In other situations, the insurer may make a settlement offer that does not come close to the actual value of the damage. If you believe your insurance company is not treating you fairly, an experienced lawyer can make a world of difference.

If you need help with your hail damage claim, please contact us today.  You don’t pay us a fee unless we win.

San Antonio’s Best Hail Lawyers

Hail causes more damage to homes and autos in the United States than any other natural disaster. For example, the insurance company State Farm paid out $2.4 billion for hail related damages in 2014 alone. Also, in 2014, the state of Texas had more hail claims than any other state in the country, with a whopping 51,000 hail claims. The other states behind Texas with the most hail claims are Illinois, Colorado, Missouri, Nebraska, South Carolina, Pennsylvania, Iowa, South Dakota and Kansas. Hail stones which are an inch or more in diameter cause the most property damage to homes and roofs. However, some of the hail stones that San Antonio residents recently saw were more than the size of golf balls. If you need help with your hail claim, call San Antonio’s Best Hail Lawyers at 1-888-724-HAIL (4245).

It is extremely important to act fast with regard to your hail claim. Texas insurance law carries a statute of limitations in which to file your hail claim, or in other words a fast approaching deadline. Any potential hail claim must be filed with your insurance company within two years from the date of the hail storm/event. San Antonio residents who fail to file before the deadline will forever lose their right to recover for their hail damage losses to their home and roof.

Most hail storm insurance policies cover damages such as the cost to repair or replace your hail damaged roof. The typical home insurance policy also tends to cover the repair of windows, landscaping, trees, tool sheds, guest houses, garages, cars, boats and just about every other item that was on your property and that was damaged in the hailstorm.

Now, San Antonio residents are having their rightful hail damage claims, denied, delayed and underpaid by their insurance companies. Our experienced hail claim attorneys will make the insurance companies be held accountable for acting in bad faith. Insurance companies may be sued for up to three times the damage caused to your property if they act in bad faith, which is when they act in their own best interest rather than you the policyholder’s best interest.

If your insurance company is not paying you the full amount of your hail or roof damage claim or has denied your claim, please contact us today 1-888-724-HAIL (4245). We have experience dealing with insurance companies, and we would love to help you get the money you deserve.